Loudoun County has home improvement and repair programs which are designed to preserve and rehabilitate existing affordable housing.

• The Loudoun County Home Improvement Program (LCHIP) is available countywide to low- and moderate -income homeowners who want to rehabilitate their primary residences.
• The Home Repair Program for the Elderly and Persons with Disabilities (HRED) is available countywide to homeowners with income that is at/or below 50% of the Area Median Income (AMI) according to household size.

The LCHIP program provides funds to renovate and repair the primary residence of low-to-moderate income homeowners. Eligibility for the program is determined by income and loans are awarded based on credit worthiness. The home improvement loan has a ten-year term and may be forgivable and/or interest free.

Repairs and renovations can include correcting code violations; addressing health and safety issues; making the home more energy efficient; making repairs to plumbing, electrical, and HVAC systems, and interior/exterior components. All work is performed by licensed, bonded and insured contractors.

The Loudoun County HRED will provide a one-time grant of up to $5,000 in assistance for emergency repairs and/or accessibility needs for the elderly and/or persons with disabilities whose income is at/or below 50% AMI.

More information, including income charts used to determine eligibility, is available online at www.loudoun.gov/homeimprovement or by calling Robert McCarthy of the Loudoun County Department of Family Services at 703-777-0353.